Individual Insurance

Life insurance

Why do I need life insurance? If you have dependents and are uninsured, they may experience substantial, perhaps catastrophic, financial difficulties upon your passing.

A sudden diagnosis of heart disease, cancer, stroke or other critical conditions will change your financial priorities in a heartbeat. Critical illness insurance can be understood as an investment in protection against an uncertain future.

Disability Insurance

Disability insurance pays a monthly benefit when you are unable to work. It is available as a short- or long-term benefit.

Long Term Care

Why Long Term Care Insurance? It allows you to remain in your own home rather than being placed in a facility, while maintaining everybody’s standard of living and protecting the family’s financial security.

Health & Dental Insurance

Helene S. Meyer Insurance and Financial Services now offers health and dental insurance available through Manulife Financial.

Travel Insurance

You can’t expect to have a medical emergency away from home, or to have to cancel a trip due to an emergency but you can be prepared for these events.

Why Choose HSM Insurance?

With over 25 years of experience, our award-winning brokerage is dedicated to providing tailored insurance solutions that give you and your business absolute peace of mind. As independent brokers, we work for you—not the insurance companies.

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Individual Insurance